Saving money is one of the most important habits that you can acquire. The more you put into it, the more you put into your wallet, which makes sure that you have money for the important things, rather than just wasting it. So if you want to get serious about it, then you are probably asking “how to save money every day?” If that’s the case then we’ve got good news. Just follow the tips on this list and you’ll be sure to be on your way to a better life.
1. How to Save Money Every Day with Groupon
Groupon is one of the best tools you can use to save money. Groupon has discounts from companies for things you most likely use every day. If you need a haircut, check Groupon. Want to try that new restaurant? Check Groupon! The way it work is simple, if enough people sign up for a promotion, it becomes active, then you get a great deal, sometimes up to 75% off! The only caveat here is that you don’t know what is going to be on there from day to day. So you might not always get the deal you’re hoping for. Still, it’s a great way to save money every day, for next to no effort.
2. Carry cash
It’s all too easy to blow your budget when you are using a debit card. When you can’t see the numbers it makes it hard to keep track of exactly how much money you have in your account, and therefore how much you have been spending. So when make the switch to cash it becomes a lot easier to keep track of. You know how much you had in there to begin with, so you know how much you’ve spent. Also, it’s a lot more emotionally challenging to hand away cash than it is to swipe a card, so there’s an advantage there too.
Find out how to save more by carrying cash here.
3. Collect All That Spare Change
You may not think it’s much money, but all that spare change adds up. Just put it in a bowl and wait for the time go by. After a few months take that in to one of those coin counting machines and let your eyes light up. It’s not that hard for it to reach into the hundreds of dollars. I’m always surprised at just how much it adds up to, and when I turn it back to bills it’s nice padding for my wallet.
4. Make Your Own Lunch
Brown-bagging it is one of the easiest ways to save a ton of money. You can easily save 7 dollars a day doing this, and if you multiply that by 365 days a year it’s over 2,500 dollars. I don’t know about you but I would rather be sitting on enough money to buy a cheap car, than to get Chipotle once a day. This is one of the best things you can do when you’re learning how to save money every day.
5. Buy Things Used
Craigslist is the king of used, and there’s a good reason why. When you post things on their listing, it goes out to your whole surrounding area. Which means that you are very likely to get a fast return on your post. Because of this, it’s one of the best places to shop for used items. This place works great for cars, couches, computers, TVs, desks, and so much more. I know people who essentially furnished their entire apartments off of craigslist with about 200 bucks. So it’s not a bad way to save money.
6. Use the Library
If you haven’t been to the library in the past decade then you are missing out. Many libraries carry far more than just books nowadays. It’s crazy just what they’ll carry. Movies, video games, training programs, I was surprised. So make sure to stop by your local library, you can save hundreds a month on entertainment and education. Now you might think that it’s only old stuff, but bigger institutions will commonly have things which released that month.
7. Make Your Own Coffee
This is one of those things that doesn’t sound like that much money, but the fact of the matter is that all those little things add up. It may only be a few bucks a day, but over the course of a lifetime that is thousands of dollars which you are throwing away just so that you don’t have to make it yourself. A pound of coffee and your favorite brand of creamer costs about a tenth the price as barista prices. So you can drink more of the black gold, while saving money every day.
8. Wait 24 hours before you buy
If you want to eliminate impulse buys from your life then there’s one simple trick to do it. Wait just one day. After a long day and a good nights’ rest, you’ll find that a lot of the excitement has worn off. Which of course leads to more sensible buying practices.
9. Save Money on Gas
If you want to save money on gas then there are a couple of things that you can do. Many gas stations offer a cash discount, and it makes sense from their perspective. They have to pay a processing fee every time someone uses a card, so to them it’s a great way to keep the profit margin the same while saving you money.
The second technique is to get one of the specific gas cards. Major gas distributors often have these credit cards which offer huge discounts on their gasoline, so if you can sign up you can easily knock off 10 cents a gallon at the pump. You want to be careful though, as there is of course going to be interest, so just make sure to pay off the entire bill by the end of the month.
One last way to save money every day on gas, is to sign up for membership rewards programs. They don’t take a whole lot of effort, just a little personal information. Gas companies use these programs because while they do take a hit on how much you are paying each time you fill up, they also realize that you have become a frequent customer, so in the end they make more money, and you reel in the savings.
10. Get Some Automated Saving Tools
If you still haven’t made the switch to cash, then there are still ways that you can save money. By signing up for an automated saving app, you can make saving just as easy as spending. Apps like Acorns round up your purchases to the nearest dollar, then instead of just putting it in your savings account, they put the money into an investment fund. It’s a great way to both save money and get started investing at the same time.
11. Walk Or Bike Where You Can
The good old shoelace-express can put quite a satisfying jingle in your step while you’re taking it. Walking or biking is far cheaper than driving a car, so you know what to do. See what places are nearby that you could walk or ride to just about as easy as you can drive, then make the switch. It won’t just save you a bit of cash either, but walking and biking are significantly better for you health.
12. Use Coupons
Get out your scissors, because coupons are one of the best ways to save money that has ever existed. All you have to do is go through your mail, and often times nearby grocery stores will send you their latest deals. It’s easy, and it can save you a fortune. If it didn’t then the show Extreme Couponers wouldn’t exist. Make sure to give this one a shot.
13. Buy Staple Groceries In Bulk
Lettuce goes bad, apples go bad, meat goes bad, but sugar? Sugar never goes bad. If you want to save money on groceries then make sure you do this, buy stable groceries in bulk. Sugar, flour, rice, beans and a whole lot more have an incredible shelf-life. They can last for years if properly stored, so buying them in bulk is a great way to save a ton of money per oz of stuff that you use all the time anyway. And you can make these last even longer by putting them in airtight containers.
14. Slice Your Own Lunch Meat
Lunch meat doesn’t have to cost that much. By the pound meat isn’t nearly as expensive as what it costs for them to cut it for you. With a knife and some patience you can easily save more than a dollar a pound for the same exact meats. Granted, that won’t get you those paper thin slices you are used to, but if you invest in an orbital slicer you can even do that right at home.
15. Learn to Fix Small Things Around the House
A broken door knob is nothing to call a handy man for. Small things like this are so simple to fix that you can do it yourself in the same amount of time it would take you to get someone else to fix it. So make sure to learn some basic home repair, you can keep your house in top shape, without having to pay 20 dollars an hour in labor.
16. Bundle Up Your Errands
Do you need to go to the store, get a haircut, and drop off the mail? Well don’t make three trips throughout the day, by bundling all of these together into one trip you can plot a more efficient course for driving. It won’t just save you money, it will save time as well.
17. Use A Barber’s College
Barber colleges are one of the best ways to get a haircut for nearly nothing. The people here are trying to learn how to hone their skills, so you can go all out for a huge discount. Get those highlights, dye your hair, get a designer cut, and all for around 8 bucks. It’s a great deal, though you do have to put up with people who are learning their trade. Rarely anything bad happens, but you may not get the most consistent results.
18. Order Smaller Portion Sizes
If you do have to go out to eat, then make sure that you order off of the petite menu. The meals on these menus are much more reasonably sized, as a result, they are much more reasonably priced as well. Though chances are you won’t have any leftovers this way, but it’s never as good the second time around anyway. Also, water is free. If you have to drink something, go with water.
19. Read Free Books With Smashwords
If you are an avid reader, but at the same time don’t have the cash to fork out for a new book every day, then make sure to head over to Smashwords. It’s a place where independent authors go to sell their books, though there are thousands of listings there for free. Although, I do have to point out that not all of these are up to par, so you may have to wade through a few bad ones to get to the real gems.
20. Sign Up for The Dollar Shave Club
Do you shave? If so then there is a good chance that you are paying way too much for it. Razors don’t have to cost twenty bucks, especially not with the Dollar Shave Club around. For a dollar a month they will ship your razors straight to your door. So you don’t even have to go to the store to pick them up.
Also their commercial are great:
21. Don’t Drink Pre-Made Beverages
Soda, tea, bottled water, did you know you’re only paying about 10 cents for the actual drink? The rest of the money is what is paid for packaging, distribution and marketing. That’s why it should be pretty obvious that ditching the pre-made stuff can save you a fortune, and you don’t have to settle for low quality substitutes either, you can even make your own soda for a fraction of the price.
22. Restore Old Furniture
When it comes to furniture there is no reason to buy new stuff. Learning how to restore old wooden furniture is cheap and easy. You can hold on to pieces which have sentimental value longer, also you can get pieces which have unique styles that aren’t apparent in modern furniture. So you can be you for a fraction of the price.
23. Learn to Fix Your Clothes
Don’t throw out a shirt just because it has a small hole in it.
A torn seam, loose stitching and a whole litany of other clothing problem can easily be alleviated if you take the time to learn how to sew. And it’s not just easy, sewing can be fun too.
You can really turn up the savings if you get your hands on a good sewing machine, then take the steps necessary to create your own clothes from scratch… Well maybe not from scratch, I wouldn’t want to try my hand at making my own fabric, but you get the idea.
24. Read the Classifieds
Remember to check your local classifieds. Just like with Craigslist, there are a ton of great deals in here. And the best part about it, is that most people forget to even check these, so you can often find better deals than you would online.
As a side note, this is also an often overlooked place to find a job. I wouldn’t expect any real winners to be in here, but if you are looking for something part time, then this is a great resource.
25. Hunt Through Yard Sales
Yard sales are kind of like digging through garbage to find gems. But believe me it happens. Most people are just sick of the clutter, or trying to get a few bucks back from their unused stuff, so they are willing to part with their belongings for a fraction of the price. It does take some time, but you can find some things that are worthwhile if you have a keen eye.
26. Make Your Own Gifts
Gifts are expensive, that is unless you learn to make them yourself. The added bonus here is that a lot of these ideas can be personalized, so you can create something which is truly unique, and has very sentimental value to the person receiving it.
27. Buy Glasses Online
You may not have this problem, but those with sight impairments know that a good pair of prescription glasses can cost hundreds of dollars. You might be surprised that they don’t have to though. Nowadays you can enter your prescription information online and get a pair of quality glasses for around 20 bucks!
28. Air Up Your Car Tires
Driving around town sure has its costs, but the number one thing you can do to save money is to check your tires. Low air pressure makes your car’s miles per gallon drop like a rock. You can pick up a pressure tester at your local auto store, and even most gas stations carry them.
If they are low, then fill them up. Not only will this save you gas, but it also makes the tires last longer.
29. Eat More Vegetables
I know that vegetable are good for me, but I can’t help but feel that half the reason out parents were pushing us to eat them is because they are dirt cheap. The more of them you eat the less it costs you to feel full. So next time you are in the grocery store, make sure to stop by the produce section and load up.
As an added benefit you’ll be healthier, and most likely lose some weight. So that’s nice too.
30. Buy Refurbished Items
You can save a fortune by doing this. Refurbished good are things which broke and were returned to the factory. Think about this from the factory’s perspective, they don’t want to throw away a perfectly good refrigerator that just had one broken motor. So they fix it, but they can’t exactly call it new, so they label it as refurbished and send it back out to be sold.
Most refurbished goods are just as good as brand new ones, but usually at a fraction of the price. I’ve seen refurbished goods selling for 400 dollars off the asking price. If you ask me that’s one heck of a way to save money.
If you are looking for more ways to save money then make sure to check out this related article: How to save Money